02 — THE VERDICT
GREEN
Allied Health clears its cost fast and the role isn't on the AI chopping block. Defensible investment.
Break-even point
7 yrs post-grad
Total borrowed at grad
£51,750
Balance after 20 yrs
£75,139
🔒 unlock to view
03 — SALARY VS. LOAN BALANCE
Yearly gross salary against your loan balance — rising with interest, falling with repayments, until it's cleared or written off.
Y0Y15Y30
Still £79,073 owed at year 30 — written off entirely at year 40 under Plan 5, after paying £71,884 in repayments.
+53% above what you borrowed
04 — YEAR-BY-YEAR BREAKDOWN
The material impact, spelled out: gross salary, take-home after the 9% graduate tax, and what's still owed.
| Year | Gross | Take-home | Repayment | Loan balance |
|---|
| Year 0 | £30k | £25k | £450 | £54k |
| Year 2 | £32k | £26k | £608 | £57k +5% |
| Year 5 | £34k | £27k | £846 | £60k +6% |
| Year 10 | £36k | £29k | £999 | £66k +9% |
| Year 20 | £44k | £33k | £2k | £75k +14% |
| Year 30 | £54k | £39k | £3k | £79k +5% |
🔒 Years 10 / 20 / 30 unlock with the full report
05 — AI-RESILIENCE
LOW RISK
automation exposure for Allied Health
Confidence: High. Full driver analysis of task-level automation exposure for this role, sourced from occupational risk modelling.
Unlock the full audit
✓Full AI-resilience score + confidence rating
✓Years 10 / 20 / 30 salary & loan balance breakdown
✓Net-worth drag — LISA & ISA compounding, 10/20/30yr
✓Verdict summary + similar-field suggestions
✓Exportable Career Blueprint (Google Sheets + PDF)