Is your degree a wealth-builder or a lifetime tax? Calculate your 30-year debt lifecycle and AI-resilience risk in 60 seconds — search any degree or career below.
For most of the last century, "go to university" was the assumed next step, not a decision anyone actually ran the numbers on. That assumption is getting expensive to hold onto blindly, for two reasons happening at once.
The entry-level roles many degrees are built to lead into are being reshaped by AI faster than most courses are updating to account for it.
Universities are struggling to tell AI-written coursework from a student's own work — which means the piece of paper is starting to certify less than it used to.
Whatever happens to the job market or the credential, the loan still accrues interest from day one, on the terms set out below.
"A study that analysed 25 student papers across eight university courses found that faculty correctly identified AI-generated submissions only 53.75 per cent of the time."— LSE Impact Blog ↗