02 — THE VERDICT
GREEN
Economics clears its cost fast and the role isn't on the AI chopping block. Defensible investment.
Break-even point
8 yrs post-grad
Total borrowed at grad
£51,750
Balance after 20 yrs
£14,004
🔒 unlock to view
03 — SALARY VS. LOAN BALANCE
Yearly gross salary against your loan balance — rising with interest, falling with repayments, until it's cleared or written off.
Y0Y15Y30
Projected clear: loan fully repaid by year 23 post-grad, after paying £84,389 in repayments.
04 — YEAR-BY-YEAR BREAKDOWN
The material impact, spelled out: gross salary, take-home after the 9% graduate tax, and what's still owed.
| Year | Gross | Take-home | Repayment | Loan balance |
|---|
| Year 0 | £31k | £25k | £513 | £54k |
| Year 2 | £39k | £30k | £1k | £56k +4% |
| Year 5 | £51k | £38k | £2k | £57k +1% |
| Year 10 | £71k | £48k | £4k | £50k -12% |
| Year 20 | £87k | £55k | £6k | £14k -72% |
| Year 30 | £106k | £72k | — | Clear −100% |
🔒 Years 10 / 20 / 30 unlock with the full report
05 — AI-RESILIENCE
MEDIUM RISK
automation exposure for Economics
Confidence: High. Full driver analysis of task-level automation exposure for this role, sourced from occupational risk modelling.
Unlock the full audit
✓Full AI-resilience score + confidence rating
✓Years 10 / 20 / 30 salary & loan balance breakdown
✓Net-worth drag — LISA & ISA compounding, 10/20/30yr
✓Verdict summary + similar-field suggestions
✓Exportable Career Blueprint (Google Sheets + PDF)